🇺🇸USD to 🇲🇾MYR
The most active non-USD corridor on the book and still heavily under-served: around $400k quoted in 30 days against roughly $72k filled. Ringgit liquidity turns over faster than any other currency on Sera, which is why its measured yield leads the board.
Indicative figures from trailing 30-day flow. Not a guarantee of returns. See full disclaimer below.
How a USD → MYR payment moves through Sera.
Sender funds in USDC or USDT; Sera matches against MYRT quoted by LPs; MYRT redeems into ringgit and settles over DuitNow or FPX to a Malaysian bank account or wallet.
Real-time on both sides.
Sera plugs into the local instant-payment networks on both ends so the flow stays settled in seconds, not days.
- Real-timeFedNow24/7/365
- Same-dayACHSame-day & next-day
- WireFedwire
- Real-timeDuitNow
- Real-timeFPXBank-direct
- Worker remittance
- SME import settlement
- Cross-border e-commerce payout
- Malaysian payment platforms
- ASEAN remittance apps
You earn the FX spread on every USD/MYR swap.
Deposit USDC or MYRT (or any major stablecoin, Virtual Liquidity does the conversion) and you start collecting 9 bps fees on routed volume in proportion to your share of the pool. 80% of the swap fee accrues to LPs; 15% to protocol; 5% to safety reserve.
Deploy Liquidity → USD/MYRMYR pricing thins out around Malaysian public holidays and the ringgit is sensitive to oil and regional rate moves. Inventory parked here turns over quickly, which is the upside and the reason to watch it.
Indicative APY shown is illustrative only and based on trailing 30-day flow. Yields are not guaranteed and may be lower or zero. Liquidity provision involves risk including loss of principal, smart-contract risk, oracle risk, and adverse FX movement. Not investment advice.