🇺🇸USD to 🇦🇺AUD
Roughly $600k of quoted demand in 30 days with nothing filled against it. Australia runs one of the most modern domestic rails in the world in NPP, but the FX leg into it still clears through correspondent banks at retail spreads.
Indicative figures from trailing 30-day flow. Not a guarantee of returns. See full disclaimer below.
How a USD → AUD payment moves through Sera.
Sender funds in USDC or USDT; the order book matches against AUDX; AUDX redeems into AUD and pays out over NPP or PayID, typically within seconds of settlement.
Real-time on both sides.
Sera plugs into the local instant-payment networks on both ends so the flow stays settled in seconds, not days.
- Real-timeFedNow24/7/365
- Same-dayACHSame-day & next-day
- WireFedwire
- Real-timeNPPNew Payments Platform, 24/7
- Real-timePayIDAddressable by phone or email
- Same-dayBECSBatch direct entry
- Education fees
- Mining and commodity settlement
- Contractor payroll
- AU-domiciled fintechs
- Education payment platforms
You earn the FX spread on every USD/AUD swap.
Deposit USDC or AUDX (or any major stablecoin, Virtual Liquidity does the conversion) and you start collecting 8 bps fees on routed volume in proportion to your share of the pool. 80% of the swap fee accrues to LPs; 15% to protocol; 5% to safety reserve.
Deploy Liquidity → USD/AUDAUD is a liquid free float and a common risk-sentiment proxy, so quotes move with commodity and rates news. LPs quoting this pair should expect genuine FX volatility rather than the drift seen on managed currencies.
Indicative APY shown is illustrative only and based on trailing 30-day flow. Yields are not guaranteed and may be lower or zero. Liquidity provision involves risk including loss of principal, smart-contract risk, oracle risk, and adverse FX movement. Not investment advice.