Cashback Programme Terms

2. Programme Overview

The Sera Cashback Programme lets eligible members earn cashback Rewards when purchasing through participating merchants. Sera receives a commission from merchants for referred purchases and shares a portion with members as stablecoin cashback.

3. Eligibility

Participants must:

• (a) be 18 or older;
• (b) hold a valid Web3-compatible wallet;
• (c) not be subject to sanctions;
• (d) not reside in a jurisdiction where participation is prohibited by law.

4. Reward Mechanics

4.1 Cashback Rate

Displayed on app.sera.cx/cashback. Rates may change without notice.

4.2 Settlement Currency

Cashback initially settles in MYRT (Malaysian Ringgit Stablecoin) and is automatically converted to your chosen stablecoin via Sera FX Onchain.

4.3 Stablecoin Selection

Choose from 39+ supported stablecoins. If liquidity is insufficient at the time of settlement, Sera credits USDC as a fallback.

4.4 Confirmation Period

Approximately 45 days after the merchant confirms a purchase is final and not eligible for refund.

4.5 Minimum Threshold

A USD $10 equivalent must accumulate in your account before settlement is triggered.

4.6 gSera Rewards

Members earn 100 gSera per USD $1 of cashback received. gSera is subject to separate gSera terms.

5. Tracking & Attribution

Purchases must be made by clicking through to a merchant from app.sera.cx/cashback. Direct purchases on merchant sites, or purchases made through another referral link, will not be tracked and will not earn Rewards. Do not clear cookies or use ad or tracking blockers during a purchase session.

6. Programme Restrictions

Members must not:

• Use bots or automated tools to generate Rewards;
• Engage in fraud or abuse of the Programme;
• Create multiple accounts;
• Refer purchases that are later refunded;
• Violate any applicable law.

7. Wallet & Custody

Sera does not hold or custody funds. All Rewards are delivered directly to the wallet address you provide. Sera is not responsible for Rewards sent to an incorrect or inaccessible wallet address.

8. Reward Forfeiture

Sera may withhold, reverse, or cancel Rewards if:

• A purchase is refunded or cancelled;
• We suspect abuse or fraud;
• A merchant reverses the commission paid to Sera;
• Your account has been inactive for 12 months.

9. Limitation of Liability

10. Programme Changes & Termination

Sera may modify, suspend, or terminate the Programme or any individual member's participation at any time, with or without notice.

11. Merchant Terms

Each merchant operates under its own terms and conditions. Sera is not responsible for any merchant's acts or omissions, including fulfilment, product quality, returns, or customer service.

12. Governing Law

These Terms are governed by the laws of Singapore. Any dispute arising out of or in connection with these Terms shall be resolved through binding arbitration administered by the Singapore International Arbitration Centre (SIAC) under its rules then in force.