🇪🇺EUR to 🇺🇸USD
EUR-USD is the deepest FX pair globally. Spreads on the bank channel are tight, but stablecoin-native treasuries increasingly want 24/7 settlement that banks can't provide.
Indicative figures from trailing 30-day flow. Not a guarantee of returns. See full disclaimer below.
How a EUR → USD payment moves through Sera.
EUR via SEPA Instant → EURC → SOR routes EURC↔USDC at near-zero on-chain spread → USDC → USD via FedNow.
Real-time on both sides.
Sera plugs into the local instant-payment networks on both ends so the flow stays settled in seconds, not days.
- Real-timeSEPA Instant10-second pan-Eurozone
- Same-daySEPA
- Real-timeFedNow24/7/365
- Same-dayACHSame-day & next-day
- WireFedwire
- Transatlantic B2B
- SaaS subscription FX
- Treasury rebalancing
You earn the FX spread on every EUR/USD swap.
Deposit EURC or USDC (or any major stablecoin, Virtual Liquidity does the conversion) and you start collecting 5 bps fees on routed volume in proportion to your share of the pool. 80% of the swap fee accrues to LPs; 15% to protocol; 5% to safety reserve.
Deploy Liquidity → EUR/USDYields are lower than emerging-market corridors but utilization and stability are highest. Concentrated weekend volume from treasury flows.
Indicative APY shown is illustrative only and based on trailing 30-day flow. Yields are not guaranteed and may be lower or zero. Liquidity provision involves risk including loss of principal, smart-contract risk, oracle risk, and adverse FX movement. Not investment advice.