# USD → MYR: US Dollar to Malaysian Ringgit settlement on Sera

> The most active non-USD corridor on the book and still heavily under-served: around $400k quoted in 30 days against roughly $72k filled. Ringgit liquidity turns over faster than any other currency on Sera, which is why its measured yield leads the board.

- **Corridor:** USD ↔ MYR (United States ↔ Malaysia)
- **Status:** Live
- **Bridge stablecoins:** USDC ↔ MYRT
- **Settlement speed:** Sub-second on-chain · ~15s door-to-door

## How settlement flows

Sender funds in USDC or USDT; Sera matches against MYRT quoted by LPs; MYRT redeems into ringgit and settles over DuitNow or FPX to a Malaysian bank account or wallet.

## Local payment rails

- **United States (USD):**
  - FedNow (Real-time — 24/7/365)
  - ACH (Same-day — Same-day & next-day)
  - Fedwire (Wire)
- **Malaysia (MYR):**
  - DuitNow (Real-time)
  - FPX (Real-time — Bank-direct)

## Use cases

- Worker remittance
- SME import settlement
- Cross-border e-commerce payout

## Risk notes for liquidity providers

MYR pricing thins out around Malaysian public holidays and the ringgit is sensitive to oil and regional rate moves. Inventory parked here turns over quickly, which is the upside and the reason to watch it.

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Live page with current rates: https://sera.cx/coverage/usd-myr · Swap at https://app.sera.cx · All corridors: https://sera.cx/coverage · Full corpus: https://sera.cx/llms-full.txt