# USD → AUD: US Dollar to Australian Dollar settlement on Sera

> Roughly $600k of quoted demand in 30 days with nothing filled against it. Australia runs one of the most modern domestic rails in the world in NPP, but the FX leg into it still clears through correspondent banks at retail spreads.

- **Corridor:** USD ↔ AUD (United States ↔ Australia)
- **Status:** Live
- **Bridge stablecoins:** USDC ↔ AUDX
- **Settlement speed:** Sub-second on-chain · ~20s door-to-door

## How settlement flows

Sender funds in USDC or USDT; the order book matches against AUDX; AUDX redeems into AUD and pays out over NPP or PayID, typically within seconds of settlement.

## Local payment rails

- **United States (USD):**
  - FedNow (Real-time — 24/7/365)
  - ACH (Same-day — Same-day & next-day)
  - Fedwire (Wire)
- **Australia (AUD):**
  - NPP (Real-time — New Payments Platform, 24/7)
  - PayID (Real-time — Addressable by phone or email)
  - BECS (Same-day — Batch direct entry)

## Use cases

- Education fees
- Mining and commodity settlement
- Contractor payroll

## Risk notes for liquidity providers

AUD is a liquid free float and a common risk-sentiment proxy, so quotes move with commodity and rates news. LPs quoting this pair should expect genuine FX volatility rather than the drift seen on managed currencies.

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Live page with current rates: https://sera.cx/coverage/usd-aud · Swap at https://app.sera.cx · All corridors: https://sera.cx/coverage · Full corpus: https://sera.cx/llms-full.txt