# BRL → USD: Brazilian Real to US Dollar settlement on Sera

> Brazil's Pix is one of the world's most successful instant-payment rails, processing >$1.4T annually. The friction has shifted to the FX leg, exactly where Sera operates.

- **Corridor:** BRL ↔ USD (Brazil ↔ United States)
- **Status:** Live
- **Bridge stablecoins:** BRLA ↔ USDC
- **Settlement speed:** Sub-second on-chain · ~30s door-to-door

## How settlement flows

Sender pays BRL via Pix; converts to BRLA; SOR finds the best BRLA→USDC route through your liquidity; USDC is redeemed into USD and pushed via FedNow or ACH on the US side.

## Local payment rails

- **Brazil (BRL):**
  - Pix (Real-time — BCB-operated, ubiquitous)
- **United States (USD):**
  - FedNow (Real-time — 24/7/365)
  - ACH (Same-day — Same-day & next-day)
  - Fedwire (Wire)

## Use cases

- B2B import settlement
- Remit from US to BR family
- Influencer/creator payouts

## Risk notes for liquidity providers

BRL volatility can compress LP margins during BCB intervention windows. Pix dispute window of 80 days is handled by Sera partners; LPs are not exposed to chargebacks.

---

Live page with current rates: https://sera.cx/coverage/brl-usd · Swap at https://app.sera.cx · All corridors: https://sera.cx/coverage · Full corpus: https://sera.cx/llms-full.txt