# AED → INR: UAE Dirham to Indian Rupee settlement on Sera

> AED→INR is one of the highest-volume Gulf remittance corridors and is dominated by exchange houses. LPs who route this flow earn the spread that previously went to physical FX shops.

- **Corridor:** AED ↔ INR (United Arab Emirates ↔ India)
- **Status:** Live
- **Bridge stablecoins:** USDC ↔ USDC
- **Settlement speed:** Sub-second on-chain · ~20s door-to-door

## How settlement flows

AED via IPP → USDC → SOR routes against INR liquidity → INR via UPI/IMPS.

## Local payment rails

- **United Arab Emirates (AED):**
  - IPP (Real-time — Instant Payment Platform)
  - UAEFTS (Same-day)
- **India (INR):**
  - UPI (Real-time — Mobile-first, ubiquitous)
  - IMPS (Real-time)

## Use cases

- Indian diaspora remittance from Gulf
- B2B trade
- Domestic-help payroll

## Risk notes for liquidity providers

AED-USD peg keeps left side stable; right-side LP risk is the same as USD-INR. RBI inbound rules apply.

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Live page with current rates: https://sera.cx/coverage/aed-inr · Swap at https://app.sera.cx · All corridors: https://sera.cx/coverage · Full corpus: https://sera.cx/llms-full.txt