Swap at the rate banks keep for themselves.
Every swap pays the community that makes FX fair — not a middleman. And you can be one of them.
Where the book needs liquidity right now.
Live FX demand · last 30 days| Corridor | Asked | Median quote | Est. APY | Est. turnover | |
|---|---|---|---|---|---|
Loading live corridor demand from gSera…
Wherever you are, you're paying the middleman.
If you've ever tapped a card abroad, invoiced across a border, or sent money home, you've paid a spread you never agreed to.
Every tap abroad carries a ~3% card markup you never see itemised — priced into the rate itself.
The freelancer invoices overseas and loses a cut to platform FX before a dollar lands.
The "zero-fee" transfer is priced 2% off the real rate. The fee didn't vanish — it hid.
A business pays across three currencies — and gets taxed by the spread on every hop through USD.
Wages sent home lose up to 6% every month — from the people who can least afford it.
Savings melt in a currency with two rates — the official one, and the one you can actually get.
One fix, for everyone: the real rate. The spread a middleman used to pocket now flows to the community — the LPs, evangelists, and builders behind every swap. That's who you're paying now. And you can be one of them.
Even the fintechs ride the same correspondent rails underneath — they hide the friction rather than remove it. The spread Sera does charge goes to the community providing the liquidity, not to a rent collector — why FX moves onchain first →
Build on it. It's open at the edges.
The matching engine is our craft — but everything you build against it is open. The payment rails, the agent MCP, and the templates to build on them live on GitHub: auditable, forkable, and yours to extend.
Settlement MCP for AI agents — 32 tools over Sera's stablecoin FX rails.
github.com/sera-cx/sera-mcp →Agent templates, a bundled CLI, and a working x402 service on the MCP.
github.com/sera-cx/sera-agents →Payment rails — accept and settle in any of 120+ currency stablecoins.
github.com/sera-cx/sera-pay →The full rates engine institutions pay millions for — open-sourcing next.
Watch the org →Open KYC · KYB · KYT · KYA data sources — a free, community-built compliance layer.
Watch the org →Spend your stablecoins anywhere.
The Sera Stablecoin Card. Real-time FX conversion at point-of-sale, powered by the same settlement engine that clears the book.
Join the waitlist